Lets Understand Life Insurance Together
For many individuals, life insurance can seem very overwhelming and confusing, especially if you’re just getting started. So how exactly does life insurance work? Though at times it may feel like a constant uphill battle while learning it, we’ll help you understand that it tmay be less complicated than you may have previoulsy thought. There are many different types of life insurance, so let’s keep it as simple as possible.
APPLYING FOR LIFE INSURANCE
REQUESTING A QUOTE
The first step of requsting a quote is securing your life insurance policy. While requesting your quote, you will need your personal information avaible. Examples include your name, address, birthdate, etc.
Learn MoreESTIMATE
It is important to note that a quote is an estimate from the insurer, not an actual offer, of the rate you could have. Remember, quotes can change depending on how much information you give during the time of your quote.
Learn MoreBEGIN THE APPLICATION PROCESS
Once you’ve requested your quote and have received your estimate, you’ll be asked a series of additional personal questions to begin the application process. The questions asked are very personal at times, but don’t be frightened, your information is confidential and used to get you the best offer.
Learn MoreQUESTIONS THAT MAY BE ASKED DURING THE APPLICATION
What is your annual income? Do you possess financial assets like homes and cars? Are you involved with hobbies that have high levels of personal risk? What is you driving record like?
Learn MoreFor more information on how life insurance works, lets chat!